Frequently Asked Questions

WHAT IS A FIXED INTEREST SECURITY?
All fixed interest securities offer the following.
FACE VALUE -- i.e. Capital
INTEREST COUPON -- i.e. Cash Flow
MATURITY -- i.e. Term e.g. 6 months to 20 years
YIELD -- i.e. Current Market Interest Rate which determines 1 Cost Price of the Security 2 Guaranteed Rate of Return to Investor
SECURITY -- i.e. Reflects the financial strength of the Borrower (Issuer Can be Government; Semi -Government; or Banks and are usually rated by market assessment e.g. Standard & Poor’s or Moody's.
LIQUIDITY -- i.e. All Government Securities can be bought or sold at any time in full or part on the bases of current market yields at the time of sale.
DIRECT OWNERSHIP -- i.e. All Securities are registered directly in the Purchaser’s Name.More details are available by calling Secure Investments F.I.B on (03) 9606 0123.

WHY INVEST IN FIXED INTEREST?
Every prudent portfolio should consist of 4 basic elements.
1. Equities -- High risk --> High BUT Uncertain Return
2. Property -- Medium Risk --:> Variable Return
3. Cash -- No Risk --> Low but Guaranteed Return
4. Fixed Interest -- No Risk Medium Return Guaranteed
The Fixed Interest portion of any portfolio should represent the investors "Portfolio Anchor" , and although it may not produce spectacular returns every year the Investor knows what the guaranteed return will be to the dollar and cent.

WHY USE A FIXED INTEREST BROKER?
WHY? When you get sick you go to a Doctor.
When you do your tax return and accounts you go to an Accountant.
When you purchase equities you go to a Stockbroker.
When you sell property you go to a Real Estate Agent.

THEREFORE
When you invest in Fixed Interest OR Term Deposits you go to a Fixed Interest Broker.
Secure Investments F.I.B will show you the best Fixed Interest yields available, tailored to your investment requirements. Every investor is encouraged to compare our yields against their normal investment avenues to ensure the highest yields.

HOW MUCH?
-- IT’S FREE TO THE INVESTOR!
-- NO BROKERAGE
-- NO MANAGEMENT FEES
-- THE RATE YOU ARE QUOTED IS THE RATE YOU GET AS ISSUERS PAY US A PLACEMENT FEE